Five Mortgage Security Tips

Five Mortgage Security Tips

At Homeowners Mortgage, LLC we care about the safety of your personal information. Details like your social security number, your home address, and your phone number are kept safely in our loan systems so no one can access them except your dedicated loan team. Here are five mortgage security tips you can use to keep your information safe during the loan process!

  • Take advantage of our secure Borrower Portal which allows sensitive files to be uploaded, rather than emailed. Don’t send PDF’s that contain your entire life’s information across the internet! Obtaining a mortgage requires the most amount of personal information than any other transaction. Keep your mortgage security in mind and don’t let your identity get compromised by taking shortcuts.
  • Use complex passwords everywhere! Best practice from Microsoft recommends a minimum of 8 characters including a capital letter, a number, and a special character. Exclude using pet names, children’s names, and birth dates. These can be easily found by searching social media!

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  • Enable two-factor authentication (also known as 2FA or multi-factor authentication) where it’s an option. Other services like Facebook, LinkedIn, and Twitter also have these options.
  • Final wiring instructions should ONLY come from the title company, not your loan officer. Scammers are spoofing emails that appear to be coming from loan officers with fake wiring instructions. Don’t hesitate to verify the final numbers by phone with the title company – a few minutes could save thousands of dollars!
  • Think before you click! Ransomware emails are running rampant. Clicking on malicious links could infect and encrypt your entire computer. If you’re not expecting an email from the sender, delete it. Alternatively, avoid clicking the link and go directly to the sender’s website and login.

What’s important to you is important to us. We’re dedicated to making sure you and your personal information are protected and these are just a few helpful mortgage security tips to keep you safe. Learn more on our Mortgage Resources page or contact one of our mortgage professionals today!

Questions about home buying?

Talk to one of our mortgage professionals to learn more about financing your new home today.

Why Homeowners Mortgage, LLC?

At Homeowners Mortgage, LLC we believe that the dream of homeownership can be a reality. Our mission is to support you and give you confidence throughout your homebuying journey. From our first meeting to closing day, we’ll provide the tools and resources to make the home loan process simple and stress-free. As a joint venture with FBC Mortgage, LLC and Great Southern Homes, we are able to deliver award-winning service and proven expertise in new construction lending. After all, it’s not only a new home, it’s an important investment that will have a significant impact on your family for years to come.

Buying a home is one of the most important financial decisions you will make. Understanding mortgages and the home buying process can help make it less stressful, and so can partnering with a mortgage lender you can trust. At Homeowners Mortgage, LLC, we’re dedicated to helping you finance your dream home.

All information presented is for educational purposes only and not intended as financial advice. 

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