Mortgage Learning Center

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Nine Credit Score Myths
Credit scores play an important role when it comes to buying a home. That’s why it’s important to know what’s true and what’s not true when it comes to your credit score.
Your Homebuying Budget
Knowing your budget and how much you can afford to spend on a home is a critical piece of information you can have going into the home buying process.
Renting vs. Owning
We know that when it comes to renting vs. owning, renting can seem like the safe choice. Even though saving enough money for a home can seem daunting, there a lot of advantages to home ownership – even money saving ones!
Is it the Right Time to Buy?
You’re tired of renting. You want to settle down and plant some roots. You need a bigger backyard for your furry friends. All are excellent reasons for wanting to buy a home. But do all these reasons mean it’s the right time to buy?
Top 10 Mortgage Terms You Need to Know
If you’ve just started learning about mortgages, you’ve probably seen terms like APR, PMI, and DTI pop up. There is a lot to learn when it comes to mortgages, but mortgages don’t have to be confusing!
Your Mortgage Checklist
The paperwork required for a mortgage doesn’t have to overwhelm you. To help you organize the personal documents needed to obtain a home loan, we've put together a list of information that is typically required during the loan process.
Mortgage Do’s and Don’ts
Ready to apply for a mortgage and start looking for your dream home? Let’s make sure you’ve navigated the first steps: understanding mortgage rates, learning the loan types, and reviewing the steps in the loan process.
Five Mortgage Security Tips
At Homeowners Mortgage, we care about the safety of your personal information. What’s important to you is important to us. Here are some practical tips you can take to keep your information safe during the loan process.
Loan Process
What happens after pre-approval? Words like underwriting, insurance premiums, and closing begin to pop up in conversation, and you might be wondering what all these terms mean. We'll walk through them step by step.